One of the most difficult facets of actually traveling for more than a week or two at a time is figuring out how to manage your personal finances. Things are a lot more complicated than just figuring out how to change money to something you can use locally. Adam Baker has created an ebook that can walk you through the process — and he’s speaking from experience. After finding himself and his family is a less-than-wonderful financial situation, Baker and his wife paid off their consumer debt, sold most of their possessions and started traveling. They’ve been to Australia and New Zealand since leaving the States and have Thailand next on their list.
Baker’s ebook, Unautomate Your Finances, isn’t just for readers wanting to travel. It can apply to plenty of other situations. But the fact of the matter is that it’s a system that works particularly well if that’s your goal. It’s based around the idea that automating your finances is not necessarily a good thing. Now, Baker isn’t trying to claim that nobody can benefit from making their finances automatic. Instead, the issue is that most of us automate both good and bad financial practices: a credit card, for instance, can make managing your money a lot easier and lot more automatic. But it can also cause a lot of financial problems because of that automation.
It’s not an uncommon situation. In fact, it’s exactly the one Baker and his wife were in just a few years ago. It was only when they started really paying attention to their finances that they could eliminate debt and improve their situation. Baker points to three core principles that make all the difference in the world: consciousness, sustainability and focus. These three principles can translate into a simple approach to personal finance that makes it manageable. Throughout the ebook, Baker explores these principles. He not only gives concrete approaches that will let you actually move towards your financial goals, but he describes a financial mindset that is a whole heck of a lot healthier than many of the personal finance books out there.
Unautomate Your Finances is priced at $17. That gets you the ebook, plus interviews with personal finance experts like Leo Babauta and J.D. Roth, templates for the budgeting system Baker outlines and updates that Baker will be sending out over the six months. Hands down, Unautomate Your Finances (affiliate link) is one of the most accessible personal finance books I’ve seen, in print or on a screen.